Capital Assets Planning, Inc. Privacy Promise  04/20/2022

Capital Assets Planning, Inc. (CAP), an independent financial planning firm and Registered 
Investment Adviser firm, takes your privacy very seriously.   We share a  commitment to protect your privacy and the confidentiality of your personal and financial  information. 
As  providers  of  products  and  services  that  involve compiling  personal — and  sometimes, sensitive  — information, protecting the confidentiality of that information has been, and will continue to be, 
a top priority throughout CAP.   We believe that you should know about the information we collect, 
the measures we take to safeguard it, and the situations in which we might share information with 
select business partners. This notice explains how CAP handles — and protects — the personal 
information we collect.  The information we collect and the extent to which we use it will vary 
depending on the product or service involved. In fact, in certain cases, we may not collect or share some of the types of information noted below. For example, in a number of cases CAP may have an agreement with a third party that limits the sharing of information about its customers with another company, even if  that company has a business agreement with CAP. Our privacy promise derives from basic principles of trust, ethics, and integrity and compliance with state and federal regulations:

1.    We collect only the customer information necessary to consistently deliver responsive 
products and services. 
CAP collects information that helps serve your financial needs; provides 
high standards of customer service; develops and offers new products or services for our customers 
and potential customers; and fulfills legal and regulatory requirements.  The information collected 
generally varies depending on the products or services you request and may include:
•     Information provided in personal interviews, by phone, by email, by fax, or on applications and related forms, e.g., name, address, Social Security number and annual income.
•     Responses from your employer benefit plan sponsor or other custodian regarding accounts held outside of CAP, for example, name, age, address, Social Security number and account details.
•     Third-party reports, such as consumer credit history, demographic, and/or photo ID, if relevant to your product or service.  For example, your signature on an investment application may enable the new account custodian to access such information in order to comply with regulatory requirements.
•     Information about your relationships with us, such as products or services purchased, and account balances (if  applicable), which we may obtain in writing/email/fax, during telephone or Internet transactions or from data gathering software used when you are accessing CAP and CAP-linked websites.

2.    We maintain safeguards to ensure information security.   We have implemented and routinely 
update security standards and processes — including physical, electronic and procedural safeguards 
— to ensure that access to customer information is limited to employees, Registered Representatives 
and Investment Adviser Representatives who may need it to do their jobs.  They are required to 
respect the confidentiality of all customer information.  All employees are fingerprinted and sign 
Confidentiality statements.

3.    We limit how, and with whom, we share customer information.  First and foremost, we do not 
sell lists of our customers, nor do we disclose customer information to marketing companies outside 
CAP, with the exception of companies we may hire to provide specific services for us, as described 
below.  Under no circumstances do we share medical information for marketing purposes. We will share customer information only when it is necessary to disclose information to third parties to prepare a proposal, effect, administer, or enforce  a  transaction or account modification that  you  request  or  authorize  —  for example,  when  we  provide information to a mutual fund company  or  Third-Party  Investment  Manager  with whom you hold or are  considering  holding investment accounts.

We may be required by law or regulation to disclose information to third parties, for example, in 
response to a subpoena; to prevent fraud; and to comply with rules of or inquiries from industry 
regulators.

In some cases, we may share information we collect — for example, name, address, age and Social 
Security number, with other CAP business partners such as our securities broker/dealer  Grove Point 
Investments, LLC., member FINRA/SIPC, to process or service a transaction you have requested to 
facilitate enhanced customer services or to inform you of financial products or services you may find useful. In a few cases,a CAP business partner not referenced in this notice may have a privacy policy that differs from the one stated in this notice.  If that is the case, you will receive a separate privacy notice from that company if you are also a customer of theirs.

CAP will not share information about you with another company or professional that may be used to 
make estate planning, tax, insurance  underwriting  or  lending  decisions  about  you, unless you so  direct us in writing (including  email), have  previously authorized us to do so or unless we tell you beforehand and give you a chance to say no.  As permitted by federal and state laws, we may share or exchange information with companies engaged to work with us, such as:
•     Third-party administrators and vendors hired to implement, administer or enforce a transaction that you request or authorize; to develop or maintain software; or to perform marketing/industry research.
•     Financial  services entities such as third-party managers, mutual fund companies, account  custodians or securities broker/dealers, with which we have joint  marketing agreements and/or client  accounts.  The information we may share is described above.
•     Reputable consumer reporting agencies in connection with your application or renewal of insurance coverage or financing (such as a mortgage application).

Other than what is described herein, we won’t share information about you with third parties to market products to you unless we tell you about it first, and give you a chance to say no. We do not provide your personally identifiable information to mailing list vendors or solicitors for any purpose.

Personally, identifiable information about you will be maintained during the time you are a client, and for the required time thereafter that such records are required to be maintained by federal and state securities laws, and consistent with the professional Code of Ethics and Professional Responsibility of the Certified Financial Planner Board of Standards.

We uphold these privacy principles within CAP and with our business partners. Companies with which 
we share customer information are also required to maintain the confidentiality of that information.

We will reaffirm this policy annually in writing, as long as you maintain an ongoing relationship with CAP.

In this notice of our Privacy Promise, the words “you” and “customer” are used to mean any individual who obtains or has obtained a financial product or service from CAP that is to be used primarily for personal, family or household purposes.


******
ANNUAL OFFER TO DELIVER FORM ADV PART 2A CLIENT BROCHURE
and FORM ADV Part 2B Supplement

Please contact CAP if you would like us to email or mail a current version of the disclosure forms that Capital AssetsPlanning, Inc. keeps on file with FINRA and applicable State Regulators.  If you are a financial planning client, you received a copy of these disclosures when you signed the initial Planning Agreement with CAP and/or when you established a fee-based account through CAP with a Third-Party Investment Manager. The prior version was dated 3/31/2021.   The current version is dated 3/28/2022. This annual offer may have been delivered to you by email.  Please contact CAP if you would prefer to receive a paper copy of this annual offer instead of an email.

Material Changes to the prior versions:
ADV2A:  Amended meeting from Zoom, Skype to Video Conferencing via RingCentral.  Amended Grove Point Financial CRS link to:  https://www.grovepointfinancial.com/for-investors

ADV2B:  Amended to add the Investment Adviser Representative Uniform Securities Act, the North America Securities Administrators Association continuing education programs and the Maryland Division of Securities amending regulation 14 under code 02.02.05 for each Adviser.