Our Services

The CAP Financial Planning process begins with an analysis of your current financial situation with the goal of identifying strategies that can help enhance your financial security over time.

We educate you about your financial options, help you select money managers and implement your chosen strategies, recommend modifications as needed over the course of years, and monitor the management of your investments and the progress toward your goals.

Our initial one-year financial planning service, for which a flat fee is charged, may include advice on:    Cash Management, Debt Management, Tax Planning, Investment Strategies, Education Funding, Retirement Planning, Home Purchase & Financing, Insurance & Risk Planning, Estate Conservation Strategies and Charitable Gifting Strategies.

After the first year, services are provided on either an asset-based fee, hourly fee or fee-offset-by-commission arrangement (or a combination of any of these). We will always disclose how we are compensated.

Our on-going services include:
Asset allocation & rebalancing, Performance and cost-basis tracking, Coordination of tax and investment strategies, Tax withholdng estimates, Assistance with financial decisions, Assistance to heirs, Web-based consolidated reporting that enables CAP clients to check on their portfolios 24 hours a day through a secure website link.

Advisory Services Offered Through Capital Assets Planning, Inc. Securities Offered through H.Beck, Inc., Member FINRA,SIPC.  Constance M.Dupras, CFP® is a Registered Representative of H. Beck, Inc. which is unaffiliated with Capital Assets Planning, Inc.